Nov 13, 2025
The debate between owning and renting will go on forever — it all depends on your stage in life, finances, and lifestyle. But as you get older, one thing becomes clear: housing security matters more than ever.
The last thing you want in retirement is to be forced out of your neighborhood because of rising rent. Yet as...
Oct 22, 2025
Bill Bengen, the father of the 4% Rule, is back with a new book titled A Richer Retirement. In it, he raises his SAFEMAX—or safe withdrawal rate—from 4% to 5%. This change has major implications: retirees can confidently spend more and enjoy life to the fullest, while those pursuing FIRE or traditional retirement...
Sep 17, 2025
Since 2022, commercial real estate (CRE) investors have endured one of the toughest stretches in decades. Surging inflation drove mortgage rates higher, cap rates expanded, and property values sank. The mantra became clear: “survive until 2025.”
Now, with inflation cooling, rates easing, and capital returning, the...
Aug 28, 2025
In this solo episode, I want to clarify how the tax-free home sale exclusion works. For those who want to move back into their rentals to then qualify after two years, there is a pro-rated amount you need to implement.
See this post for more details: How To Use The Tax-Free Exclusion Amount Every Two Years To Save...
Aug 8, 2025
On the latest episode of the Financial Samurai podcast, I sat down with Ben Miller, cofounder and CEO of Fundrise, for a deep dive into AI, venture capital, and what it really takes to get into the best deals.
Key Takeaways from the Podcast
1. AI Growth and Market Dynamics
Revenue growth is accelerating in big AI...