Sep 17, 2025
Since 2022, commercial real estate (CRE) investors have endured one of the toughest stretches in decades. Surging inflation drove mortgage rates higher, cap rates expanded, and property values sank. The mantra became clear: “survive until 2025.”
Now, with inflation cooling, rates easing, and capital returning, the tide may finally be turning. In this episode, I sit down with Ben Miller, CEO of Fundrise, who shares why he’s more optimistic about CRE’s future—and why the next three years could be far better than the last.
If you’re looking to gain exposure to commercial real estate, take a look at Fundrise. Founded in 2012, Fundrise now manages over $3 billion for 380,000+ investors. Their focus is on residential-oriented commercial real estate in lower-cost markets - assets that tend to be more resilient than office or retail. Throughout the downturn, Fundrise continued deploying capital to capture opportunities at lower valuations. Now, as the CRE cycle turns, they’re well-positioned to benefit from the rebound.
The minimum investment is just $10, making it easy to dollar-cost average over time. I’ve personally invested six figures into Fundrise’s CRE offerings, and I appreciate that their long-term approach aligns with my own. Fundrise has also been a long-time sponsor of Financial Samurai, which speaks to our shared investment philosophy.
Related post: The End Of The CRE Recession Is Finally Here
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