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Money Talk With Tiff


Mar 23, 2023

Nia Adams is a personal finance expert and single mom who has been through tough financial times. In this episode, she shares her story and offers tips on overcoming any financial hurdles you might face. 

If you're struggling financially, don't give up! Listen to this episode for inspiration and advice from a successful single mom.

About Our Guest

Nia is the creator and founder of Perspectives, a personal finance education brand. A Speaker, Real Estate Investor, and Author. Financial obstacles and triumphs of her own inspired Nia to become a personal finance educator. She uses her own story, education, and experiences to help individuals of all ages with tools and resources, empowering them to achieve financial stability by changing their relationship with money.  
She is the founder of The Money Mastery Academy and The Money Moves Program, and the author of Life is Short, Buy the House. 

Nia is a Certified Financial Education Instructor, and holds a MBA in Finance from Keller Graduate School of Management. Nia attended Chicago State University, where she obtained her Bachelors of Science in Business Administration in 2014.

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Key Takeaways

  • Nia Adams is a single mom finance expert who overcame her own financial speed bumps.
  • At age 23, she started working at the post office and had two maxed-out credit cards.
  • After 2 years of studying and learning, she was pre-approved for her first house but suffered a work injury 6 weeks later.
  • The lengthy time off work without a full salary led to her inability to make mortgage payments and foreclosure of the home. 
  • To start fresh, Nia filed for bankruptcy, downsized to a smaller apartment, and worked to prevent another similar situation from happening in the future.