Feb 23, 2026
From $500 to an 8-Figure Portfolio with Andres Bernal
In this powerful episode of the REIGN: Real Estate Investor Growth Network podcast, host Jen Josey sits down with Dominican-born investor and entrepreneur Andres Bernal. From landing in New York with just $500 to building a $12 million real estate portfolio, Andres shares the raw, unfiltered truth about what it takes to succeed in real estate investing. His journey from professional tennis player to full-time investor is packed with grit, resilience, and strategic growth.
Andres dives deep into his early days of house hacking with an FHA loan, navigating immigration challenges, and learning hard lessons through tenant issues, failed flips, and even a $107,000 loss on a single deal. Rather than quitting, he used those setbacks as tuition in the “school of real estate.” He explains how discipline from professional sports translated into business success—and why coaching, mentorship, and relationships are critical to long-term growth.
The conversation covers multiple investing strategies, including Section 8 rentals, student housing near universities like Yale University and University of New Haven, and scaling a flipping business in a competitive market. Andres also shares why he’s laser-focused on entry-level homes under $450K, how he flips 25–30 houses per year with zero marketing spend, and why predictable profits beat flashy luxury projects every time.
5 Key Takeaways from This Episode
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Start Small, Think Big: Andres house hacked his first triplex using an FHA loan and a small family loan—proving you don’t need massive capital to get started in real estate investing.
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Relationships Beat Marketing: He flips 25–30 properties per year with $0 in marketing by nurturing agent and wholesaler relationships and consistently submitting 20–25 offers per week.
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Section 8 Is Not “Guaranteed” Money: While Section 8 can provide steady rent and annual increases, landlords must pass inspections and adapt to evolving regulations to protect cash flow.
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Student Housing Is a Hidden Goldmine: By targeting universities with growing enrollment and staying within walking distance, Andres creates high-demand rentals with parent co-signers and predictable income.
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Predictable > Flashy: Entry-level homes under $450K generate more consistent profits and faster exits than luxury flips in today’s higher-interest-rate market.
Guest Bio: Andres Bernal
Andres Bernal is a Dominican-born real estate investor, entrepreneur, and founder of Sky Circle Homes. A former professional tennis player, Andres immigrated to the United States with just $500 and built an 8-figure real estate portfolio through house hacking, strategic flipping, and long-term rental acquisitions.
Since purchasing his first property in 2016, Andres has completed more than 50 flips, owns 60+ rental units across Section 8, student housing, and traditional rentals, and has grown a $12 million portfolio with over $5 million in net equity. He is passionate about helping first-time investors, immigrant entrepreneurs, and aspiring real estate professionals build wealth through smart, relationship-driven investing.
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