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Dec 4, 2024

Late Friday afternoon on November 29, 2024, Anton and 61 others traveled from San Antonio to Reynosa, Mexico to volunteer for Strategic Alliance to build three houses for three related families all living in small shacks.  Read in this issue his experience with pictures of his trip and the houses they built.


Nov 19, 2024

The housing market is facing challenges with plummeting sales and high mortgage rates, but rising new home construction and potential rate declines in 2025 could improve affordability. Homeownership remains a powerful wealth-building tool, offering significantly higher net worth compared to renting. If...


Nov 13, 2024

Looking back at Trump’s first term offers insights into potential market impacts of his second. In 2016, markets rallied after his election, while 2024 has seen sustained growth and investor confidence regardless of the outcome. Key sectors—small caps, consumer discretionary, finance, and energy—are...


Nov 6, 2024

I don’t know about you, but it seems costs for everything is getting crazy.  My wife went to the grocery store and items that were $9 last week are $14 this week.  You can’t tell me grocery store or supplier cost have jumped 56% in one week?!?   Are prices really going up faster now than in the past?  In this issue...


Oct 23, 2024

September retail sales increased 0.4% from August and the third consecutive month over month (MoM) it has increased.  The 0.4% is substantially higher than August’s 0.1% monthly increase.  Even though retail sales have increased six of the past nine months this year, overall total retail sales are still less than...