Mar 4, 2025
If you've been eyeing an American Express card but aren’t sure which one to get, you’re in the right place! In this episode, we break down two great personal cards—the American Express® Gold Card and The Platinum Card® from American Express—and two great business cards—the American Express® Business Gold Card and The Business Platinum Card® from American Express. These powerhouse cards are key for earning American Express Membership Rewards®. We share our personal experiences with these cards, favorite card benefits, and what we’d recommend for anyone looking to maximize their points-and-miles strategy.
First, the Personal Card Breakdown
The American Express® Gold Card: The Food
Lover’s Dream Card
Pam kicks things off by sharing why the American Express® Gold
Card has been a staple in her wallet for years and how the
benefits this card offers are amazing for foodies.
The Platinum Card® from American Express:
Travel Perks Galore
The Platinum Card® from American Express isn’t just a credit
card; it’s a travel lifestyle. If you're a frequent traveler, this
card's benefits can come in clutch.
Up Next: Two Great Business Cards
American Express® Business Gold Card:
Small-Business Winner
This card is perfect if you want flexible spending-category bonuses
and great perks for small businesses (including office-supply
stores).
The Business Platinum Card® from American
Express: Even More Travel Perks
A great go-to card for cell-phone insurance coverage & statement
credits, plus travel benefits like lounge access a new Hilton
credit.
Credits & Perks:
Jess breaks down the key differences between all the perks and
credits, and whether they might make sense for you. As Alex puts
it, "Don't let the credits stress you out. If using them feels like
work, the card might not be worth it for you."
Pro Tips for Maximizing
Your Cards
The Travel Mom Squad shares some expert tips to get the most value:
elevated offers, reminders for monthly credits, and how to earn
referral points.
Links:
- Credit Card Benefits Cheat Sheet: https://travelmomsquad.kit.com/benefits-cheat-sheet
-
Links For All Things Travel Mom Squad: stan.store/travelmomsquad
- Cards mentioned in the
episode
- The American Express® Gold Card: http://travelmomsquad.com/american-express-gold
- The Platinum Card® from American Express: https://travelmomsquad.com/refer/american-express-platinum-card/
- American Express® Business Gold Card: http://travelmomsquad.com/american-express-business-gold
- The Business Platinum Card® from American Express: http://travelmomsquad.com/american-express-business-platinum
Episode Minute By Minute:
- 00:30 – Why we love American Express Membership Rewards® for travel
- 01:00 – The personal cards
- 02:30 – Restaurant benefits, quirks, and ice-cream cakes galore
- 10:15 – Travel benefits: lounge access, travel perks
- 17:00 – The key differences explained
- 21:30 – The business-card breakdown
- 24:30 – All about business welcome offers
- 33:00 – How to inquire about retention offers
- 38:30 – Our final verdict: which cards we keep and why
If you want to earn more American Express Membership Rewards®, this episode is a must-listen! Tune in to hear all the details, plus some hilarious behind-the-scenes stories about how we use our points for everyday treats and family travel.