Dec 9, 2025
Most financial institutions are swimming in risk right now: cyber threats, regulatory pressure, liquidity concerns, fast-moving competitors, and the accelerating impact of AI.
But as Ed Vincent, CEO of Lumio Solutions, explains, the biggest threat isn’t any of those individually. It’s the fragmented data sitting...
Nov 25, 2025
Most credit unions talk about digital transformation as a tech problem. But the real differentiator is not software. It is a strategy that starts with your people and your teams.
According to McKinsey, about 70 percent of digital transformation initiatives fail to meet their goals, creating massive waste and stalled...
Sep 3, 2025
Tired of hearing about costly, disruptive core conversions that sideline credit unions when they need to compete most? There's a better way forward.
In this episode, host Joshua Barclay sits down with Brynn Ammon, President of Credit Union Solutions at Jack Henry, to explore how extending—not replacing—your core...
Aug 20, 2025
What do 300 high schoolers, a treacherous dirt road, and an epic keg party have to do with your bank's data strategy? Everything, according to Joshua Barclay and Nick Del Francia from BusinessNext.
In this unique episode, Joshua shares a wild story from his Connecticut party-throwing days to illustrate banking's biggest...
Jul 17, 2025
Most credit unions are trapped in AI paralysis. It’s not because they don't want the competitive advantage, but because they're terrified of what happens when regulators come knocking.
In this tactical episode of Banking on Experience, host Joshua Barclay sits down with Ray K. Ragan, Chief Information Officer at...