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Banking on Experience

Dec 1, 2022

After years of throwing the CECL “Message in a Bottle” back into the ocean, the Credit Union industry now must comply and set money aside from every loan in case things go sour. 

Is this rainy day fund just in time, or will this regulation hinder the growth of Credit Unions big and small? 

Michael Cochrum pilots...

Nov 8, 2022

There is good reason to believe that we will see a major auto-loan default crisis coming very soon. 

What will happen to vehicle values and the loans attached to them? And how will this affect your Credit Union and its members?  

If only there was a “crystal ball”... 

Enter Jim Tenhudfeld, President of Frost...

Oct 19, 2022

Here’s the bad news for you Credit Union folks: You are losing your competitive advantage over banks. 

Historically, Credit Unions have had advantages over banks in the following areas –– rates and fees, member service, and digital technology. 

But now, banks are catching up to Credit Unions in all three areas.


Oct 3, 2022

Imagine if there was a CUSO that paired your Credit Union with cutting-edge fintech solutions -– to help you implement leading technology faster, easier, and more affordable. 

On second thought, you do not have to imagine this scenario. The golden ticket for your Credit Union is finally here. 

Jim Ryan, VP of...

Sep 12, 2022

If you’re at a small Credit Union and are being told “you can’t” because of your asset size, this podcast is for you.

Becky Reed, CEO of Lone Star Credit Union, is proving day in and day out that a can-do attitude –– regardless of your asset size –– and a willingness to say “yes” instead of “maybe...