The podcast episode delves into the increasing challenges
homeowners face in California and other wildfire-prone states
regarding insurance coverage and risk mitigation. The host OP
Almaraz, representing Allied Disaster Defense, outlines various
preventive measures they assist homeowners with, including
installing ember-resistant vents, gutter guards, vegetation
management, fire retardant spraying, earthquake shut-off valves,
and automatic water shut-off valves.
Despite homeowners investing in these measures to reduce risk,
insurance premiums are skyrocketing, and deductibles are becoming
exorbitant, with some reaching up to $300,000. The host emphasizes
the importance of brokers in navigating insurance challenges and
urges homeowners to prioritize risk prevention due to the changing
insurance landscape.
Highlights and Show Notes:
- Allied Disaster Defense assists homeowners with various
preventive measures against wildfires, including ember-resistant
vents, gutter guards, and vegetation management.
-
- They also provide services such as fire retardant spraying,
earthquake shut-off valves, and automatic water shut-off
valves.
-
- Despite homeowners investing in risk reduction measures,
insurance premiums are increasing dramatically.
-
- Some insurance companies are imposing high deductibles, up to
$300,000, making it challenging for homeowners to access
coverage.
-
- Brokers play a crucial role in finding insurance solutions and
advocating for homeowners.
-
- The host OP encourages homeowners to prioritize risk prevention
and acknowledges the challenges posed by the changing insurance
landscape.