Intergenerational Wealth: Strategies to Help Your Family NOW (Not Later) | Allen Mueller | 221
Jun 21, 2026
What if the smartest legacy move isn't leaving your kids a pile of money someday, but using your wealth right now to help them buy time, build habits, and change their future while you're still here to watch it happen? We sit down with Allen Mueller of 7 Saturdays Financial for a practical, deeply useful conversation about gifting to family with intention. The thread running through all of it is simple: money is not just for accumulating. It's for strengthening the people and values you care about most.
This episode covers:
- Why gifting during your lifetime can be more impactful than leaving a larger inheritance later
- The difference between a tax threshold and a paperwork threshold for gifts
- How the annual gift exclusion really works
- Why many retirees underspend and unintentionally miss chances to help family now
- Smart ways to fund kids' and grandkids' futures through 529s, custodial Roths, and brokerage accounts
- How to think about gifting for college, healthcare, and home down payments
- Why "skin in the game" still matters when helping younger family members
- How appreciated shares can be gifted downstream or upstream for tax advantages
- Why wisdom and stewardship matter more than simply transferring money
- How FI can turn parents and grandparents into real-time wealth builders for the next generation
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⏰ Related Episodes
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📌Disclaimer: Our content is for general education and information purposes only. We are not providing financial, legal, or tax advice. Always do your own research or consult a professional before making important decisions.