Jun 11, 2025
In this episode of The Mortgage Guy Podcast, Adam Rose breaks down the latest real estate trends—starting with a major shift: U.S. housing inventory has topped 1 million listings for the first time since before the pandemic.
Adam covers:
👉 A national housing market update
👉 Signs of a shift toward a buyer’s...
May 28, 2025
In this episode: * 📉 **Mortgage Market Update** – What's causing recent rate movement? Learn how Moody’s U.S. credit downgrade has affected the 10-year Treasury yield and mortgage rates, now pushing past 7%. * ✅ **Pre-Approval vs. Pre-Qualification** – Understand the crucial difference between the two, when...
May 14, 2025
📢 In this episode, Adam Rose, Vice President and Senior Loan Officer at Western Ohio Mortgage, shares key updates from the Ohio Mortgage Bankers Association—including his recent induction as OMBA President—and what it means for Ohio’s housing future.
Western Ohio Mortgage MB #9601 Adam J. Rose NMLS #870301
May 1, 2025
In this episode, Adam covers a major upcoming USDA income rule change that could expand homebuyer eligibility, gives a quick market and rate update, and previews what’s ahead at the Ohio Mortgage Bankers Convention—including exciting AI innovations in the mortgage industry.
Western Ohio Mortgage MB #9601 Adam J....
Apr 16, 2025
✅ Recap from NAC in D.C. and meetings with Congress & Senate 🏛️ Policy advocacy updates on: Veterans Assistance Servicing Purchase Program (VASP) Homebuyers Privacy Protection Act (a.k.a. ending trigger leads) 📉 Market volatility and interest rate movement 🏡 Highlights from the Affordable Housing Summit in...