Sep 28, 2023
In this episode, Archie and Rob address the common question of how
much money is needed to retire.
They address the expectation it's a million dollars, emphasizing
that the answer depends on individual circumstances. Archie and Rob
discuss the concept of the safe withdrawal rate, which is the
percentage of investment...
Sep 20, 2023
Archie and Rob delve deeper into the topic of annuities. Rob shares a real-life example of a client who felt trapped in an annuity due to low interest rates and a long surrender charge period. They explain how annuities often involve high fees and surrender charges, and emphasize the importance of reading the prospectus...
Sep 13, 2023
This week, Archie and Rob dive into the often controversial topic of annuities. They start off by defining what annuities are and how they were initially invented to mitigate the risk of outliving one's money.
Throughout the episode, they discuss the different types of annuities, including immediate and deferred...
Sep 6, 2023
Today, Rob and Archie discuss the role of bonds in a retirement portfolio. They explain the differences between stocks and bonds, how bonds work, and the risks associated with owning bonds.
They also discuss why owning bonds in retirement can be beneficial despite lower expected returns compared to stocks as bonds may...