Aug 20, 2026
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When a spouse passes away, taxes spike and 401(k) rules trigger. Learn the 30-day checklist and critical landmines to protect your surviving family.
Video Chapters:
00:00 - Case Study: How a missing ERISA waiver disinherited three
adult children.
01:05 - What do I do first when my spouse passes away?
07:05 - First 30 Days Checklist: How many death certificates do I
actually need
11:05 - Why do beneficiary designations on 401(k)s override my Will
or Revocable Trust?
19:22 - The Single Filer Tax Trap: Why taxes spike after losing a
partner
25:20 - Will my estate be forced into public probate court without
a trust?
Send us a questions to be featured on the show at: Questions@modwm.com
For more educational content visit:
https://www.youtube.com/@MeetModernWealth
Check out our other videos:
https://youtu.be/BdM-15mxEDM?si=D7AftiJLLwiyPU0f
https://youtu.be/O-nGasrm5HE?si=Mup8P2NTi13R9-2Q
https://youtu.be/BL2pmLI8dRw
Sources:
https://www.irafinancial.com/blog/beneficiary-forms-self-directed-ira-solo-401k/
https://finance.yahoo.com/markets/options/articles/2-1-trillion-sits-31-153318096.html?guccounter=1
https://www.congress.gov/crs-product/R43637
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Investment advisory services offered through Modern Wealth
Management, LLC, a registered investment adviser.
The views expressed represent the opinion of Modern Wealth Management, a Registered Investment Adviser. Information provided is for illustrative purposes only and does not constitute investment, tax, or legal advice. Modern Wealth Management does not accept any liability for the use of the information discussed. Consult with a qualified financial, legal, or tax professional prior to taking any action.