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Crushing Debt Podcast

The Crushing Debt Podcast is for people who want to eliminate the financial bullies in their lives. It is for listeners who want more money at the end of the month, rather than more month at the end of the money. The podcast provides answers around such topics as real estate litigation, partition, quiet title, chapter 7 liquidation, chapter 13 reorganization, and Chapter 11 business bankruptcies, short sales, loan modifications, creditor harassment and other related topics.
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Now displaying: September, 2025
Sep 25, 2025

Image someone, 54 years old with no savings and $90,000 in debt. How can that person admit to their kid that they cannot afford to pay for college?

That is the topic of this week's episode.  Shawn & George talk about:

  • Facing the reality of the situation
  • Honesty with your kids
  • Exploring all funding options
  • Dealing with the situation
  • Reworking income & expenses
  • Making a future rebuilding plan
  • Small wins
  • and other stretegies

Let us know if you enjoy this episode and, if so, please share it with your friends!

Or, you can support the show by visiting our Patreon page: https://www.patreon.com/crushingDebt  

To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach  

To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com. 

Sep 18, 2025

What is the Big Beautiful Bill, and why is it such a pivotal moment for financially vulnerable communities?

What are the biggest gaps you see between how legislation is written and how it actually plays out in people’s day-to-day lives?

What are the five simple steps anyone can take today to protect themselves financially in light of this legislation?

What role does mindset play in becoming financially literate, and how can we help people make that shift?

In this week's episode, Shawn interviews Michelle Campbell, the author of Bluebird, a memoir that candidly explores themes of trauma, heartbreak, and the resilience found in life’s struggles. She is also the founder of a nonprofit organization dedicated to empowering individuals through financial literacy and fostering economic stability.

Michelle was born and raised in Omaha, Nebraska, and began her educational journey in South Dakota before relocating to Atlanta, Georgia, to continue her studies. During her academic pursuits, she launched a real estate investment firm, marking the beginning of her entrepreneurial path. Over the years, Michelle expanded her ventures into various industries, including horticulture, where she founded an interiorscape company, and logistics, where she established a commercial trucking business. Drawing on the insights and expertise gained across these diverse fields, she transitioned into a career in the financial services industry.

You can connect with Michelle at:

We missed George this week, but he'll be back next week!

Let us know if you enjoy this episode and, if so, please share it with your friends!

Or, you can support the show by visiting our Patreon page: https://www.patreon.com/crushingDebt  

To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach  

To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com

Sep 11, 2025

With a reverse mortgage, can you retain title to your home?

Are reverse mortgages insured or guaranteed?

Do reverse mortgagaes have a maturity date?

This week's guest on the Crushing Debt Podcast is Gary Guarino, Vice President with Senior Lending, focusing on the HECM (Home Equity Conversion Mortgage), better known as a reverse mortgage.

Gary has been a VP of Senior Lending for the last 26 years and is a Home Equity Retirement Specialist.  He is regarded as a leading expert on every aspect of the FHA-Insured HECM Credit Line as well as the proprietary Jumbo Reverse Credit Line.

You can reach Gary at GaryG@senior-lending.com, or visit his website at www.senior-lending.com

Shawn, George & Gary talk about

  • Myths (and facts) surrounding reverse mortgages
  • Title theory v. lien theory
  • FHA Insured products
  • Recourse v. Non-Recourse loans
  • What is required to borrow under a reverse mortgage
  • And other questions regarding HECM loans.

Let us know if you enjoy this episode and, if so, please share it with your friends!

Or, you can support the show by visiting our Patreon page: https://www.patreon.com/crushingDebt  

To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach  

To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com.  

Sep 4, 2025

What is the difference between a Tax Certificate and a Tax Deed?

What is the investment opportunty in Tax Certificates and Tax Deeds?  

How do you get started?

On this week's episode of The Crushing Debt Podcast, Shawn & George talk to Brian Seidensticker, managing partner and founder of Last Best Partners as well as the founder and CEO of Tax Sale Resources.  With a strong background in systems engineering and an advanced understanding of the tax sale industry, Brian has been instrumental in transforming the way investors access tax lien and tax deed information. His expertise in design and programming enabled the development of a comprehensive online platform that not only delivers accurate tax sale data but also effectively tracks investor needs, setting a new standard in industry due diligence and efficiency.

You can reach Brian at www.LastBestPartners.com or www.TaxSaleResources.com.  Or email him at BSeidensticker@taxsaleresources.com.

Shawn, George & Brian discuss:

  • How to get started with investing in unpaid taxes.
  • The opportunities in vacant land vs. houses.
  • Superiority of liens.
  • Tyler v. Hennepin case (and what it means for tax investors)

Please also check out Brian's podcast - The Tax Sale Insiders Podcast, as well as his blog and other free resources!

Let us know if you enjoy this episode and, if so, please share it with your friends!

Or, you can support the show by visiting our Patreon page: https://www.patreon.com/crushingDebt  

To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach  

To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com

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