How is that summer body, bathing suit body coming along?
Every year around this time… people start talking about getting their summer body ready; eating better… hitting the gym… cutting back… but nobody’s talking about their summer budget. Just like your body, if you ignore it all year and panic in May, things get uncomfortable real fast!
Summer bodies vs. summer budgets!
On this week's episode of the Crushing Debt Podcast, Shawn & George talk about how to get back on track with your finances as we approach summer, including
We talk about a simple 30-Day Reset to get your money back on track before summer gets out of control, including (1) awareness, (2) clean up, (3) building a simple plan, and then (4) execute and adjust as needed.
This doesn't happen without a mindset shift, so celebrate those small victories and, before you know it, you'll have a summer bod AND a summer budget !!
Let us know if you enjoy this episode and, if so, please share it with your friends!
Or, you can support the show by visiting our Patreon page: https://www.patreon.com/crushingDebt
To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach
To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com.
And although the 2026 Purple Stride walk is over, please consider a donation to Pancreatic Cancer research and education by joining Shawn's team at MY Legacy Striders: http://support.pancan.org/goto/MyLegacy2026
What is one piece of advice you received that is really useful?
What about advice that you would rather ignore?
On today's episode of The Crushing Debt Podcast, as Graduation 2026 nears closer, Shawn & George talk about financial advice you may have received - good, bad or otherwise - like:
What advice should you follow? What should you ignore?
Let us know if you enjoy this episode and, if so, please share it with your friends!
Or, you can support the show by visiting our Patreon page: https://www.patreon.com/crushingDebt
To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach
To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com.
Although PanCAN 2026 is over, there's still time to donate to the 2026 team, MY Legacy Striders: http://support.pancan.org/goto/MyLegacy2026
Buying a house? Can you get assistance with your downpayment?
Are there income requirements for getting downpayment assistance?
Do you have to be a first time homebuyer to get downpayment assistance?
What is the difference between MIP and PMI?
On this week's episode, we talk to Michael Banner for his fourth appearance on the show. You can hear Michael on episodes:
Michael is also the host of the 62 Who Knew Podcast, which you can find where you listed to the Crushing Debt Podcast. He is also a national speaker on logevity. You can reach Michael at MBanner@APMortgage.com.
Let us know if you enjoy this episode and, if so, please share it with your friends!
Or, you can support the show by visiting our Patreon page: https://www.patreon.com/crushingDebt
To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach
To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com.
Although the PanCAN Purple Stride walk is over, we will be gearing up soon for the 2027 walk. The link to donate for this year's walk will be active until June 1, 2026, MY Legacy Striders: http://support.pancan.org/goto/MyLegacy2026
AI is becoming a financial “advisor”… but does it know you?
Are you using AI for budgets, investing, medical or even legal advice?
Should you trust AI with your money?
AI can give you answers… but it can’t give you accountability.”
On this week's episide Shawn & George asked AI for Financial Advice:
Let us know if you enjoy this episode and, if so, please share it with your friends!
Or, you can support the show by visiting our Patreon page: https://www.patreon.com/crushingDebt
To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach
To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com.
If you get this on the day or it's release, there is still time to donate to Pancreatic Cancer research and education by joining Shawn's team at MY Legacy Striders: http://support.pancan.org/goto/MyLegacy2026
What are some confessions about money that you don't want to admit?
What were you taught about money versus what is reality about money?
If you could start over with money, or had to start over with money, what would you do?
Financial literacy isn’t about being “smart with money”… it’s about unlearning bad habits we picked up growing up, on TikTok, or just by surviving life. April is Financial Literacy Month… so we’re confessing all the things we should’ve known but didn’t—and what to actually do about it.
Let us know if you enjoy this episode and, if so, please share it with your friends!
Or, you can support the show by visiting our Patreon page: https://www.patreon.com/crushingDebt
To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach
To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com.
And please consider a donation to Pancreatic Cancer research and education by joining Shawn's team at MY Legacy Striders: http://support.pancan.org/goto/MyLegacy2026
Are you using personal credit cards to run your business?
Are you traking what you spend by category?
Do you have multiple "deferred interest" or "90-days same as cash" debt balances?
If so, then this week's podcast episode is an interview by Shawn & George of Nancy Ward, of www.WeeklyDebtPlan.com.
There's a moment a lot of solopreneurs hit: they're putting in the work, the business is moving, and yet the financial reward just doesn't match the effort. Nancy Ward built her entire practice around that moment. As a financial coach and founder of Weekly Debt Plan, Nancy helps small business owners who are running on personal credit cards and avoiding their finances get clear on where their money is actually going, so they can stop the cycle and start paying themselves what they actually deserve. No budgeting lectures, no accountant speak. Just real clarity and a path forward.
You can contact Nancy at the website above, or at Nancy@WeeklyDebtPlan.com. Her website also has a TON of useful resources for solopreneurs that need budgetary help.
Let us know if you enjoy this episode and, if so, please share it with your friends!
Or, you can support the show by visiting our Patreon page: https://www.patreon.com/crushingDebt
To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach
To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com.
And please consider a donation to Pancreatic Cancer research and education by joining Shawn's team at MY Legacy Striders: http://support.pancan.org/goto/MyLegacy2026
What does TikTok get right, and what does it get very wrong?
Girl Marth and Boy Math, what could go wrong?
On this week's episode of the podcast, Shawn and George doomscroll ... um deep dive into some TikTok advice. What do we agree with? Disagree with? Laugh with, and laugh at?
You can watch the videos directly on TikTok at these links:
https://www.tiktok.com/@oliviasever/video/7308840450155171114?q=girl%20math%20advice&t=1774184451026
https://www.tiktok.com/@usatoday/video/7601154994749902111?q=financial%20advice&t=1774184742839
https://www.tiktok.com/@raitryna/video/7594914162141138190?q=financial%20advice&t=1774184777473
https://www.tiktok.com/@antrobo10/video/7329939633234677038?q=girl%20math%20advice&t=1774184986859
Let us know if you enjoy this episode and, if so, please share it with your friends!
Or, you can support the show by visiting our Patreon page: https://www.patreon.com/crushingDebt
To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach
To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com.
And please consider a donation to Pancreatic Cancer research and education by joining Shawn's team at MY Legacy Striders: http://support.pancan.org/goto/MyLegacy2026
March Madness is one of our favorite times of the year!
Therefore, we've put together a list of the 16 worst money habits, in a "Salty-16" to see which habit wins as the worst habit.
| LEFT REGION: Everyday & Emotional
B1 · EVERYDAY MONEY LEAKS 1 Daily impulse spending vs. 16 Forgotten subscriptions People instantly relate.
B2 · EMOTIONAL SPENDING 8 Stress shopping vs. 9 Rewarding yourself every hardship When does self-care become self-sabotage?
B3 · AVOIDANCE HABITS 5 Not checking your bank account vs. 12 Ignoring CC statements “Avoidance charges interest.”
B4 · LIFESTYLE INFLATION 4 Upgrading lifestyle after every raise vs. 13 Financing things to feel successful The dark horse of the left region.
|
| RIGHT REGION: Debt & Budget
B5 · DEBT BEHAVIOR 5 Paying only minimum payments vs. 12 Saying “I'll deal with debt later” Minimums feel like progress. They're not.
B6 · SOCIAL PRESSURE HABITS 4 Spending to keep up w/ friends vs. 13 Saying yes to every event broke FOMO is an expensive habit.
B7 · BUDGET SABOTAGE 6 Guessing instead of tracking vs. 11 Starting budgets, quit after 5 days The Cinderella pick. Could go all the way.
B8 · FALSE CONFIDENCE HABITS 3 High income solves everything vs. 14 One good month = problem solved Overconfidence is a budget's worst enemy.
|
Highlighted row = analyst's pick to advance
Who do you think will win? Who is your darkhorse, your Cinderella?
Let us know if you enjoy this episode and, if so, please share it with your friends!
Or, you can support the show by visiting our Patreon page: https://www.patreon.com/crushingDebt
To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach
To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com.
And please consider a donation to Pancreatic Cancer research and education by joining Shawn's team at MY Legacy Striders: http://support.pancan.org/goto/MyLegacy2026
What is a lucky break?
Were they lucky or were they ready?
Can you actually create your own luck?
How do you position yourself to be lucky? How do you engineer your own luck?
On this week's episode, Shawn & George, two professionals who've seen it all - one from the courtroom, on from the coaching room - dismantle the myth that financially successful people are simply lucky, and make the case that "luck" is something you can actually manufacture with the right preparation, mindset, and timing.
Let us know if you enjoy this episode and, if so, please share it with your friends!
Or, you can support the show by visiting our Patreon page: https://www.patreon.com/crushingDebt
To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach
To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com.
And please consider a donation to Pancreatic Cancer research and education by joining Shawn's team at MY Legacy Striders: http://support.pancan.org/goto/MyLegacy2026
Welcome to the Religion of Crushing Debt, where we regularly confess our sins and ask for forgiveness.
What sins have you committed that you would like forgiveness from Shawn & George?
In this week's episode, we talk about financial "sins" most borrowers make, even innocently or unbeknownst to them. Some of the sins include:
Let us know if you enjoy this episode and, if so, please share it with your friends!
Or, you can support the show by visiting our Patreon page: https://www.patreon.com/crushingDebt
To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach
To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com.
And please consider a donation to Pancreatic Cancer research and education by joining Shawn's team at MY Legacy Striders: http://support.pancan.org/goto/MyLegacy2026
What are some common things that hold people back from building wealth?
What can you do to avoid or counter these things, and how can you build wealth?
On this week's episode of the Crushing Debt Podcast, Shawn & George talk about ten things that typically hold people back from building wealth and what they can do about it, including:
Let us know if you enjoy this episode and, if so, please share it with your friends!
Or, you can support the show by visiting our Patreon page: https://www.patreon.com/crushingDebt
To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach
To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com.
And please consider a donation to Pancreatic Cancer research and education by joining Shawn's team at MY Legacy Striders: http://support.pancan.org/goto/MyLegacy2026
Why is "we never fight about money" an unhealthy sign to a relationship?
Can you overcome your ego to ask for help?
This week's guest on the Crushing Debt Podcast is TJ Recinella, a financial coach, speaker, and the founder of TJR Financial Coaching, where he helps individuals and couples dream big and live free by moving from financial stress and confusion to clarity, confidence, and long-term freedom.
You can contact TJ at TJRFinancialcoaching@yahoo.com.
Let us know if you enjoy this episode and, if so, please share it with your friends!
Or, you can support the show by visiting our Patreon page: https://www.patreon.com/crushingDebt
To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach
To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com.
And please consider a donation to Pancreatic Cancer research and education by joining Shawn's team at MY Legacy Striders: http://support.pancan.org/goto/MyLegacy2026
Happy Valentine's Day from The Crushing Debt Podcast!
What is "good debt?"
What is "bad debt?"
What is debt that is neither good or bad?
In this week's episode, Shawn & George talk about the difference between "good" and "bad" debt, including a four-question debt test:
Let us know if you enjoy this episode and, if so, please share it with your friends!
Or, you can support the show by visiting our Patreon page: https://www.patreon.com/crushingDebt
To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach
To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com.
And please consider a donation to Pancreatic Cancer research and education by joining Shawn's team at MY Legacy Striders: http://support.pancan.org/goto/MyLegacy2026
Do you work with family?
How does relationship-based networking impact your life? Your company? Your bottom line?
What are some of the biggest misconceptions about networking?
In this week's episode of The Crushing Debt Podcast, Shawn & George talk to Spencer Reynolds and his son Kamryn Reynolds, Co-Executive Directors of BNI Tampa.
Originally from Northern Utah, Spencer and his family packed up and
moved to Florida in 2017, trading mountains for sunshine and lakes. With
his wife, Tricia, running the show (let’s be honest, she’s the boss) and their
four incredible kids—three adventurous adult sons and their adopted
princess, almost 16—they’re all about outdoor thrills, especially water sports
and international adventure travel. And when we say “thrills,” we mean it!
Spencer’s an adrenaline junkie—skydiving, hang gliding, mountain biking,
and even trekking to Everest Base Camp with his brothers. If it involves
speed, heights, or a near-death experience, he’s probably done it… twice.
(Ask about their Grand Canyon White Water Rafting trip from last year,
wild!)
Before becoming the networking master he is today, Spencer spent 12
years as a mortgage broker before making the leap into professional
speaking and training in 2005. He’s taken the stage in every major city
across the U.S. and Canada, teaching professionals how to build systems,
work By Referral Only, and grow businesses the right way with referrals.
Through BNI, he’s expanded his reach globally, inspiring thousands of
entrepreneurs to unlock the power of relationships.
Kamryn Reynolds is a communication coach, keynote speaker, and the youngest Executive Director in BNI history. He’s the founder of Articulate Advantage, helping professionals speak with power, clarity, and confidence.
A USF grad, Eagle Scout, and fluent Spanish speaker after serving a two-year mission in Argentina. Kamryn now specializes in keynotes and trainings for high-end hotels and resorts. Known for his high energy and practical frameworks, he’s on a mission to become an Ironman, a TEDx speaker, and an international voice for intentional communication. He lives by one core belief: connection is the currency of opportunity.
Spencer, Kamryn, George & Shawn talk about:
Let us know if you enjoy this episode and, if so, please share it with your friends!
Or, you can support the show by visiting our Patreon page: https://www.patreon.com/crushingDebt
To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach
To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com.
And please consider a donation to Pancreatic Cancer research and education by joining Shawn's team at MY Legacy Striders: http://support.pancan.org/goto/MyLegacy2026
FIVE HUNDRED EPISODES of The Crushing Debt Podcast !!
Who knew way back in November 2015, that the Podcase would: (1) turn 10 years old, and (2) celebrate episode 500?
We like to think that The Crushing Debt Podcast is Florida's longest running legal episodic podcast - maybe even the Country's longest running...
What have we learned over 500 (plus) episodes?
What has changed in terms of money and debt in the last 10 years?
What do we predict for the next 10 years?
In this week's episode, Shawn & George take some time to reflect on 10 years and 500 episodes. We talk about the show's statistics, sponsorhips and relationships we've built over the years, memorable guests we've had, and memorable topics. We also talk about what has changed over the last 10 years in terms of money, mindset, and debt.
If today's episode is the first one you've listened to, or the 500th you've listened to, we appreciate all of the great lessons we've learned doing this show over the years!
Let us know if you enjoy this episode and, if so, please share it with your friends!
Or, you can support the show by visiting our Patreon page: https://www.patreon.com/crushingDebt
To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach
To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com.
And please consider a donation to Pancreatic Cancer research and education by joining Shawn's team at MY Legacy Striders: http://support.pancan.org/goto/MyLegacy2026
What would you do if you had to start over in 2026?
Would starting over be a reset or a setback?
In this week's episode, Shawn & George talk about what you would do if you suddenly lost everything and you had to start over again. Unfortunately, this is a common theme amongst clients as they deal with job loss, divorce, poor economic conditions, health issues, etc.
In this week's episode, we talk about:
Let us know if you enjoy this episode and, if so, please share it with your friends!
Or, you can support the show by visiting our Patreon page: https://www.patreon.com/crushingDebt
To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach
To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com.
And please consider a donation to Pancreatic Cancer research and education by joining Shawn's team at MY Legacy Striders: http://support.pancan.org/goto/MyLegacy2026
You should visit your doctor annually for a physical. Do you give your business an annual check up? If so, when?
What things should you focus on in January as we start the new year?
In this week's episode, Shawn & George talk about these topics and more, including:
Let us know if you enjoy this episode and, if so, please share it with your friends!
Or, you can support the show by visiting our Patreon page: https://www.patreon.com/crushingDebt
To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach
To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com.
And please consider a donation to Pancreatic Cancer research and education by joining Shawn's team at MY Legacy Striders: http://support.pancan.org/goto/MyLegacy2026
Why do resolutions die?
How do you beat the odds and make your resolutions a reality?
On January 1, we all believe that we are about to become someone who meal preps, budgets, and never impulse buys. Does that always happen?
On this week's episode of the podcast, Shawn & George talk about why resolutions die, including:
More important, we also discuss how to beat the odds, including:
Let us know if you enjoy this episode and, if so, please share it with your friends!
Or, you can support the show by visiting our Patreon page: https://www.patreon.com/crushingDebt
To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach
To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com.
And please consider a donation to Pancreatic Cancer research and education by joining Shawn's team at MY Legacy Striders: http://support.pancan.org/goto/MyLegacy2026
Happy New Year from the Crushing Debt Podcast!
How do you manage your credit card debt after the holidays?
What are some tips for starting the new year on the path to being debt free?
Did you know that the average American household spends approximately $1,100 per person for gifts?
In this week's episode of the podcast, Shawn & George talk about managing credit card debt after the holidays, including tips like:
Let us know if you enjoy this episode and, if so, please share it with your friends!
Or, you can support the show by visiting our Patreon page: https://www.patreon.com/crushingDebt
To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach
To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com.
And please consider a donation to Pancreatic Cancer research and education by joining Shawn's team at MY Legacy Striders: http://support.pancan.org/goto/MyLegacy2026