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Big Picture Retirement

Planning for, or already enjoying, your retirement? This is the show for you. The success of your retirement hinges on how well you connect the dots between legal, tax, and financial planning. Join hosts attorney John Ross and financial planner Devin Carroll as they dig beneath the surface to help you gain the confidence and clarity needed to navigate your retirement journey successfully.
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Now displaying: August, 2022
Aug 29, 2022

There are some mistakes that can be easily corrected. However, others can result in long-term or even permanent damage. 

It is possible, however, to avoid these mistakes if you are aware of what to look for. 

In today's episode, John and I talk about these six common mistakes that have big consequences:

  • Small missteps that cause overpayment notices
  • Miscalculating spousal and survivor benefits
  • Avoidable earning’s record errors
  • The Social Security tax bomb
  • Relying on the SSA for your advice
  • Using software to make decisions 

Although this show does not provide specific tax, legal, or financial advice, you can engage Devin or John through their individual firms.

Contact Devin’s team at https://www.carrolladvisory.com/

Contact John’s team at https://www.rossandshoalmire.com/

Aug 22, 2022

The "checkbook control LLC" can be a great tool for investors looking to diversify beyond the traditional investments normally offered in an IRA.

PLUS...if this is structured correctly you can retain control of the assets. 

Although this show does not provide specific tax, legal, or financial advice, you can engage Devin or John through their individual firms.

 

Contact Devin’s team at https://www.carrolladvisory.com/


Contact John’s team at https://www.rossandshoalmire.com/

Aug 12, 2022

Beneficiary designations seem straightforward at first glance. Just fill out a form naming the people you wish to inherit your account in the event that you pass away. 

Seems simple enough, right?

What lurks in the background is some nuance contained within these designations that may result in unexpected outcomes.

Two examples:

-Not properly designating per stirpes vs. pro rata can actually lead to accidentally disinheriting members of your family that you had NO intention of cutting out

-Leaving a trust as the beneficiary can be the perfect solution or the worst solution (depending on the language in your trust)

In this episode, John and Devin discuss how to ensure your assets will be passed in accordance with your desires (without leaving a tax bomb as a parting gift). 

Although this show does not provide specific tax, legal, or financial advice, you can engage Devin or John through their individual firms. 

Contact Devin’s team at https://www.carrolladvisory.com/ 

Contact John’s team at https://www.rossandshoalmire.com/

Aug 8, 2022

There are a few rules of thumb that should never be ignored, but you should always question if they are right for you and your unique situation. 

Although this show does not provide specific tax, legal, or financial advice, you can engage Devin or John through their individual firms. 

Contact Devin’s team at https://www.carrolladvisory.com/ 

Contact John’s team at https://www.rossandshoalmire.com/ 

Aug 1, 2022

If you've accumulated non-business assets like a second home or large brokerage account, there are steps you can take to protect those assets.

Although this show does not provide tax, legal, or financial advice, you can engage Devin or John through their individual firms. 

Contact Devin’s team at https://www.carrolladvisory.com/ 

Contact John’s team at https://www.rossandshoalmire.com/

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