Feb 26, 2023
Sammy Gordon & Jimmy Ibrahim are back! Recording live from the
bullkshark's podcast studio to set the record straight on 'What is
Equity?!'
We are constantly asked questions around this topic... How do
you use it? How does it work? Does it increase / decrease
serviceability? No one really seems to understand it...
Equity is a powerful tool to property investors in the right
hands and used correctly. This episode is packed with all the
necassary bits of information to help you with this term (and how
to use it effectively) to ensure you become the investor making
well informed decisions.
If you ever hear anyone say "how does equity work", this is
the episode to send them!
Topic Discussion: Equity
Explained
Jimmy's great point - [2:50]
What is equity - [3:50]
Loan to value ratio - [4:35]
- stretching your capacity
Recycling your equity release - [7:50]
- the Rewind!
Servicing Equity - [10:20]
Balancing portfolio - [12:20]
Does equity release increase or decrease your servicability -
[ 13:09]
- what debt's involved
- the cost of doing business
The advantages & disadvantages of using equity - [15:20]
- how to utilise your capital and risk profile
- the reality on using your time wisely
Jimmy's portfolio story with banking - [20:00]
- what are you doing with your cash
Here's a BONZA, The crazy leverage - [23:50]
We nail the disadavntage on using equity - [25:08]
- what you shouldn't do with your equity
- the old ad
Should you use all your equity - [30:00]
- why would you wait?
- offset accounts
- assess the Market
- assess your portfolio
Sammy's final verdict - [36:00]
If you're taking tremendous value from these episodes why not
share them with your mate? If you want your question answered on
our podcast DM us on our socials or email us at apsteam@australianpropertyscout.com.au
Send us your questions to:
Instagram: @australianpropertyscout
Want to book a call with us:
Website: https://australianpropertyscout.com.au
Any information, comments, opinions or content that we provide
in this podcast is our general observations and information only
and it is not to be taken as, or in any way, considered to be
financial advice, accounting advice, superannuation advice or legal
advice. We strongly recommend all and any listener and participant
to obtain their own independent financial advice, accounting
advice, superannuation advice and legal advice before acting in any
way in relation to any investment at all including any investment
in property such as what we might be discussing in this podcast. No
warranty, guarantee or representation is to be taken and you cannot
reproduce it in any way. Every persons financial or investment
situation is different and you must consider your own circumstances
before undertaking any investment and be sure to obtain independent
advice.
Australian Property Scout Pty Ltd | License Number: 10094798 |
ABN: 64 638 266 369