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Just Ask Judy

Feb 23, 2023

Remember when you did fire drills in elementary school… if you were like me, you enjoyed the 10 minutes away from class. Still, children do not understand there is a sound methodology behind that regular training… methods used by almost every high-level military, intelligence, law enforcement, and high-performance...


Feb 9, 2023

It’s frustrating to watch your premiums go up and never get any of that money back. Many companies have looked for alternatives including Self-insurance, Retrospective (Retro), and Group Captive (GC) plans. Each of these allows you to share in the good claim year profits and the bad year costs. These options come...