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Mindset, Money, & Life for late starters on the journey to Financial Independence

May 28, 2023

Vincent Pugliese was a self-proclaimed thief, taker, and failure in his formative years.  He later evolved into an award-winning professional photographer.  In his most recent life, he is an author, motivational speaker, professional coach, a time freedom fighter, an eternal optimist, and a giver. He is a contrarian...


May 21, 2023

Rumba and JOMO are "characters" in the story of Olivia who is the heroine of Sarah Catherine Gutierrez's book: But First, Save 10: The One Simple Money Move That Will Change Your Life.  Olivia is an 18-30-year-old woman at the beginning of her financial journey, but her path is applicable to all of us late starters of...


May 21, 2023

Bill & Becky chit-chat about what is going on in their lives this week. This week we had birthdays, funerals, and car trauma.  Life throws us curve balls.  It surprises us with joy, sorrow, and challenges.  Time is fragile and not guaranteed.  As humans and late starters, we are incredibly resilient, adaptive, and...


May 14, 2023

Naseema McElroy is a force of nature and an inspiration in the financial literacy space, especially for late starters.  She comes from very humble beginnings, raised by a low-income single dad. She is a strong black woman, a single mom of 2.5 kids, a labor and delivery nurse, and a "financially intentional" wiz!...


May 7, 2023

Sean Mullaney is the FI Tax Guy.  Like budgets, the B word, taxes, or the T word can be intimidating and generate stress and avoidance.  Sean makes tax planning and retirement accounts fun and engaging.  We must all play the tax game by the rules and work to pay the least tax allowable under the law.  Taxes are one of...